The Team: We are the Decision Analytics team with a goal to drive intelligent decision-making by applying advanced statistical analytics to a wealth of data. At the heart of the Risk function, our focus is to deliver high-quality instant decisions for our customers around the world.

Risk team is a globally team with offices in London, Nottingham and Atlanta US, covers Risk analytics, Decision Analytics, Underwriting and Collections. We're on a mission to grow Liberis into the world's leading embedded business finance provider, and we're looking for a Senior to Lead-level Credit Risk Analyst to help us make that happen!

The Role: Are you passionate about tackling complex challenges? Do you crave autonomy and the chance to innovate? If you're eager to make a real impact in finance that supports small businesses rather than just chasing profit, this is the perfect role for you.

Reporting to the Senior Manager in the Decision Analytics team, you'll design world-class decisioning strategies that deliver value to both our customers and Liberis. This is your chance to work on diverse projects that aim to fund as many customers as possible while staying within our risk appetite.

If you’ve got experience in an analytical role, using statistical tools to shape strategy, and the ability to turn data into clear, actionable insights, we want to hear from you.

What you’ll be doing:

• Lead the development and optimization of global decisioning strategies
• Make a meaningful impact to the business by driving positive outcomes for as many customers as possible
• Explore new and current data sources to optimise decisioning policy
• Collaborate with key risk stakeholders to maintain an acceptable risk level in a fast-evolving environment
• Represent Risk to wider business. Collaborating with Product and Commercial teams to unlock business value
• Work closely with the Machine Learning team on the life cycle of predictive model. Propose features for future development
• Own and continue to improve the monitoring capability for auto-decisioning rules and predictive models

What we think you’ll need:

• 2-4 years of experience in an analytical role
• A strong analytical mindset with a passion for turning complex data into insights
• The ability to communicate your findings clearly and effectively
• A proactive approach to driving initiatives in a dynamic environment
• A keen eye for detail without losing sight of the bigger picture
• Confidence to work autonomously, while knowing when to seek support
• An appetite to understand machine learning models and how they are developed
• Proficiency in SQL is required
• Strong MS Excel skills are required
• GCP experience and Python skills are a plus
• Experience with data visualization tool such as PowerBI, Looker.
• A solid STEM background is great, but we care more about aptitude than formal educatio

Liberis is an equal opportunities employer. We welcome applications from all candidates, including individuals with disabilities and provide reasonable adjustments as required.