About Us: Liberis is on a mission to supercharge the power of small businesses all over the world - delivering the financial products they need to grow through a network of global partners.

Before all else, Liberis is a technology company, connecting finance with small businesses.

We use data to help partners understand their customers’ real time needs and tech to offer tailor-made funding and financial products. Empowering small businesses to grow and keep their independent spirit alive is central to our vision.

Up to now we have funded almost 50,000 small businesses with over $3bn - but we believe there is much more to be done.

Liberis and Blenheim Chalcot Liberis was founded and is backed by Blenheim Chalcot, the UK's leading digital venture builder. This powerful partnership provides us with a unique advantage, combining our fintech agility with the strategic support and deep expertise of a company renowned for building and scaling disruptive digital businesses. As a key part of the Blenheim Chalcot portfolio, we benefit from a vibrant ecosystem of collaboration and innovation, placing us at the forefront of the embedded finance revolution.

The Team: We are the Decision Analytics team with a goal to drive intelligent decision-making by applying advanced statistical analytics to a wealth of data. At the heart of the Risk function, our focus is to deliver high-quality instant decisions for our customers around the world.

Risk team is a globally team with offices in London, Nottingham and Atlanta US, covers Risk analytics, Decision Analytics, Underwriting and Collections. We're on a mission to grow Liberis into the world's leading embedded business finance provider, and we're looking for a Senior to Lead-level Credit Risk Analyst to help us make that happen!

The Role: Are you passionate about tackling complex challenges? Do you crave autonomy and the chance to innovate? If you're eager to make a real impact in finance that supports small businesses rather than just chasing profit, this is the perfect role for you.

Reporting to the Senior Manager in the Decision Analytics team, you'll design world-class decisioning strategies that deliver value to both our customers and Liberis. This is your chance to work on diverse projects that aim to fund as many customers as possible while staying within our risk appetite.

If you’ve got experience in an analytical role, using statistical tools to shape strategy, and the ability to turn data into clear, actionable insights, we want to hear from you.

What you’ll be doing:

• Lead the development and optimization of global decisioning strategies
• Make a meaningful impact to the business by driving positive outcomes for as many customers as possible
• Explore new and current data sources to optimise decisioning policy
• Collaborate with key risk stakeholders to maintain an acceptable risk level in a fast-evolving environment
• Represent Risk to wider business. Collaborating with Product and Commercial teams to unlock business value
• Work closely with the Machine Learning team on the life cycle of predictive model. Propose features for future development
• Own and continue to improve the monitoring capability for auto-decisioning rules and predictive models

What we think you’ll need:

• 2-4 years of experience in an analytical role
• A strong analytical mindset with a passion for turning complex data into insights
• The ability to communicate your findings clearly and effectively
• A proactive approach to driving initiatives in a dynamic environment

Liberis is an equal opportunities employer. We welcome applications from all candidates, including individuals with disabilities and provide reasonable adjustments as required.