CARDO AI

At Cardo AI, we build intelligent technology to help our clients scale in the asset-based finance market. Our mission is to make their operations more efficient, transparent, and accessible —…

cardoai.com

CARDO AI

At Cardo AI, we build intelligent technology to help our clients scale in the asset-based finance market. Our mission is to make their operations more efficient, transparent, and accessible —…

cardoai.com

HQUS

Team Size127

Open Jobs3

Total Funding-

Latest FundraiseUnknown

TL;DR

Domain: cardoai.com

Founded: 2018

Space: Asset-based finance (ABF) fintech — software, data, and AI

Employees: ~128

Recent funding: Series A $15M (Nov 20, 2024) — co-led by Blackstone Innovations Investments, FINTOP Capital, JAM FINTOP

Assets on platform: $40B+ managed through technology (company-stated)

Company Overview

Problem Domain

Inefficient, manual processes and limited analytics in asset-based finance and private credit; need for automated workflows, document intelligence, and portfolio analytics.

Founded

2018

Industry

Software Development

Funding Track Record

Seed- 2019

Recorded as an early round (per third-party profiles).

Seed- 2021

Recorded as an early round (per third-party profiles).

Series A- 2024-11-20

$15M

Round co-led by Blackstone Innovations Investments, FINTOP Capital and JAM FINTOP; additional participants include named individuals.

Investor Signal

“Blackstone Innovations Investments participating as a co-lead (strategic early-stage arm)”

Founders

What we do

Join the Team

Senior Python Engineer

HybridTirana, Tirana

Hybrid • Tirana, Tirana

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About Cardo AI

Founded in 2018, Cardo AI is revolutionizing the Private Credit and Asset-Based Finance industries through AI-driven insights and data-powered solutions . Our platform empowers banks, investors, and servicers to make faster, more informed decisions, optimizing portfolios and accelerating transactions. With over $40B in assets under management and ambitious growth plans, we are shaping the future of finance.

Trusted by leading institutions like Blackstone and Encina , we are accelerating the Private Credit market toward a more efficient, scalable future. We’ve secured significant funding from Blackstone and FinTop Capital and we’re looking for a passionate, driven Senior Python Engineer to join our team and help us drive this next phase of growth.

Role Overview

As a Senior Python Engineer at Cardo AI, you’ll play a key role in shaping our technology platform. Your expertise in Python will be instrumental in developing and maintaining high-performance systems, driving innovations that impact the way banks and investors interact with the private credit market. You will be part of a dynamic team, working collaboratively to deliver solutions that scale, perform, and push the envelope on what’s possible in the fintech space.

This role is an exciting opportunity for engineers who are passionate about writing clean, efficient code and solving challenging problems in a fast-paced, rapidly evolving industry.

Your Mission Will Be To:

What We Think You'll Need To Be Successful:

Our Tech Stack:

Web Frameworks: Django, FastAPI, Flask
Databases: PostgreSQL, Redis
Cloud Infrastructure: AWS (S3, Lambda, EC2, RDS, etc.)
Containerization & Orchestration: Docker

What You Are:

Proactive & Results-Driven: You take ownership of your work, tackling challenges head-on and delivering impactful results.
Enthusiastic & Passionate: You’re driven by a desire to build innovative, scalable systems that solve real-world problems in the fintech space.
A Well-Rounded Engineer: You have a deep understanding of engineering fundamentals, from design patterns and clean code principles to architecture and testing.
You’re passionate about helping others grow and enjoy mentoring junior engineers, helping them reach their potential.

Why Cardo AI?

At Cardo AI , we believe in innovation, collaboration, and ownership . Joining us means being part of an agile, high-impact team where your contributions matter. You’ll work on meaningful projects that will challenge and stretch your abilities while shaping the future of fintech. Here, you’ll have the autonomy to make decisions, influence product direction, and collaborate with some of the brightest minds in the industry.

What We Offer:

Flexibility: Hybrid work options with flexible hours to fit your lifestyle and help you achieve a healthy work-life balance.
Competitive Salary & Bonuses: Enjoy a competitive salary package, plus performance-based bonuses to reward your hard work.
Stock Options: Participate in our stock option program and share in the company’s success.
Career Growth & Development: Continuous learning, mentorship, and opportunities to advance in your career.

Ready to Make an Impact?

Join Cardo AI and be part of a cutting-edge company that’s redefining the Private Credit and Asset-Based Finance markets. Together, we’ll unlock new opportunities, push the limits of fintech, and change the game for the financial industry.

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Design and develop robust, scalable Python systems that power our core financial products and services.

Collaborate cross-functionally with product managers, engineers, and data scientists to define, architect, and deliver new features and functionality.

Ensure the highest quality of code by following best practices, writing tests, conducting code reviews, and driving improvements in the development lifecycle.

Lead architectural decisions , helping guide the direction of our platform's infrastructure and services.

Mentor junior engineers , providing technical guidance and sharing best practices to help them grow professionally.

Tackle complex problems and find creative solutions to ensure the reliability and scalability of our platform as we continue to scale rapidly.

Improve system performance and contribute to optimizing the efficiency of our platform for both speed and cost-effectiveness.

Proven experience in Python development, with a strong understanding of object-oriented programming and design patterns.

Hands-on experience with web frameworks such as Django, FastAPI, or Flask, and a solid understanding of RESTful API design and best practices.

Strong understanding of databases : SQL (Postgres) and NoSQL (Redis), with a focus on writing performant queries and optimizing database operations.

Experience building scalable, performant systems , including working with cloud technologies (AWS preferred) and containerization (Docker).

Deep familiarity with testing frameworks and CI/CD pipelines to ensure high-quality, reliable software.

Strong problem-solving skills , and the ability to break down complex challenges into manageable tasks.

Excellent communication skills , with the ability to collaborate with cross-functional teams, share technical knowledge, and translate business needs into effective technical solutions.

Mentoring experience , helping junior developers grow their skills and improve their craft.

Task Management & Asynchronous Processing: Celery

Dependency Injection: Python Dependency Injector

Architectural Patterns: Hexagonal Architecture, Event-driven Architecture

A Mentor & Coach:

Curious & Adaptable: You love learning, especially in the dynamic world of fintech, and are eager to expand your knowledge in both technology and financial systems.