• Provide initial outreach to facilitate needs analysis and identify opportunities with the goal of acquiring investment and lending relationships.

• Utilizing experience and judgement analyze, interpret, and understand individual client profiles (internal and external data), trends and insights based on artificial intelligence

• Cultivate relationships from initiating contact and conducting follow-up communications to create opportunities for referral/sales

• Leverage Smart Lead data intelligence, in addition to information learned during discovery session(s) to effectively articulate "Why Citizens" through understanding the affluent client value proposition and being able to connect your interpretation and understanding of the client's needs to potential Citizens' solutions.

• Build a comprehensive client profile, including documentation of client's short- and long-term goals, the client's current financial picture, as well as creating an initial gap analysis to identify potential opportunities for the client.Document all client engagements, activities, notes, and other important information utilizing the CRM tool

• Transition prospects seamlessly from initial outreach to warm leads for partners

• Introduce clients to appropriate colleagues across Citizens who will execute solutions to help the client meet their financial goals.

• Expand and maintain relationships with internal business partners.

• Continually build knowledge and capabilities within the industry segment and stay current with competitive trends

Required Experience

• Excellent written and verbal communication skills
• Experience in proactive outbound sales prospecting
• Excellent time management and organizational skills
• Ability to work in a collaborative team environment
• Business development experience with a proven track record of identifying and transitioning high quality introductions
• Relevant financial services experience preferred.
• Familiarity with consumer lending solutions.
• Familiarity with sales of banking products and services required.
• Experience with investment product referrals and sales preferred.
• Knowledgeable of regulatory requirements to ensure a sound control environment.

Qualifications, Education, Certifications And/or Other Professional Credentials

• High School or GED; Bachelor's Degree in Business (5+ years wealth management, relationship management, private banking, or other relevant experience, with a proven track record of success)
• Certification/license: SIE required, and at least one of the three following licenses required for application: Series 6 or 7 (7 preferred), 63 (or 66), and Life and Health Insurance Licenses
• Safe Act - successful completion of the required background checks and obtaining a Unique Identifier from the NMLS

Pay Transparency The salary range for this position is $98,000 - $120,000 per year, plus an opportunity to earn additional incentive earnings. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth

Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. PDN-a0817b4a-aa34-493c-9ca0-7a39e5b25bbb