We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to

• Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
• Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
• Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About The Role We are hiring a Principal FP&A Analyst. You will own the backend modelling and reporting that underpins company-wide planning, forecasting, and performance management.

This is a hands-on role for someone who wants to stay close to the detail, personally develop models, governance and own the work end-to-end.

You will shape how performance is measured across the organisation, defining executive reporting, operational metrics, and KPI frameworks across a multi-product environment.

Key Responsibilities

• Build, maintain, and continuously refine sophisticated financial models to support budgeting, forecasting, and long-range planning across current and future products including scenario, sensitivity, and stress-testing analysis
• Design, build, and maintain analytical dashboards that surface key financial and operational metrics, enabling fast, confident decision-making across the business
• Serve as the primary finance partner to product, data, and engineering teams; owning alignment on metrics, data definitions, and reporting standards to ensure a single source of financial truth
• Champion the effective use of FP&A tooling (Abacum) and evaluate emerging technologies including ML/AI where they can meaningfully improve forecast accuracy or reporting efficiency
• Leverage LLMs and generative AI to enhance FP&A productivity, enabling automated reporting narratives, faster variance commentary, and intelligent summarisation for senior stakeholders, design a team of AI agents handling most of the heavy lifting
• Where needed use Python, SQL, and other analytical tools
• Take ownership of financial governance from data inputs and model integrity through to output quality and auditability
• Translate complex financial and operational data into clear, actionable insights for senior stakeholders, proactively surfacing trends, risks, and opportunities rather than waiting to be asked
• Identify and lead automation initiatives across the finance team

About You

• Strong academic background in a quantitative discipline; mathematics, engineering, computer science, or similar
• Solid understanding of P&L, Balance Sheet, and Cash Flow statements
• Experience building financial models
• Proficient in SQL and Python
• Comfortable using generative AI tools (Claude, Gemini)
• You would instinctively question metric definitions
• You thrive in ambiguity, move fast, and bring rigour with you

The Interview Process

• A quick remote call with one of the hiring team and follow-up 15 minute cognitive assessment.
• A 20 minute call with the VP of Finance
• A technical take home tasks
• A 60 minute on site interview with finance senior leadership and other members of the team.

Life at Lendable

• The opportunity to scale up one of the world’s most successful fintech companies.
• Best-in-class compensation, including equity.
• You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.
• Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance
• We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

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