Lendable is a lending platform that makes borrowing money effortless across loans, credit cards and car finance.
Using technology, we have trimmed the fat from the traditional loan application process. The result allows us to make an instant decision, offer personalised rates, and transfer funds within minutes.
We look beyond just the applicants' credit scores, offering loans to people with less-than-perfect credit histories. This way, we provide fair rates to a wider range of borrowers.
Once customers have accepted our quote, we deposit their loan within minutes and many customers qualify for instant access to their credit card via their mobile wallets. Our technology is brand new so we can deliver best in class experience to customers that previously weren't served in the market.
The internet has made commerce faster, cheaper and safer. Time for finance to step up. Check out our Lendable loans, Zable credit cards (https://zable.co.uk/) and Autolend car finance (https://www.autolend.co.uk/) for more specific details
Lendable is a lending platform that makes borrowing money effortless across loans, credit cards and car finance.
Using technology, we have trimmed the fat from the traditional loan application process. The result allows us to make an instant decision, offer personalised rates, and transfer funds within minutes.
We look beyond just the applicants' credit scores, offering loans to people with less-than-perfect credit histories. This way, we provide fair rates to a wider range of borrowers.
Once customers have accepted our quote, we deposit their loan within minutes and many customers qualify for instant access to their credit card via their mobile wallets. Our technology is brand new so we can deliver best in class experience to customers that previously weren't served in the market.
The internet has made commerce faster, cheaper and safer. Time for finance to step up. Check out our Lendable loans, Zable credit cards (https://zable.co.uk/) and Autolend car finance (https://www.autolend.co.uk/) for more specific details
Core product: Consumer lending platform offering personal loans, credit cards, and car finance
Regulation: Authorised and regulated by the UK Financial Conduct Authority (FCA ref: 720261)
Employees (reported): 650
Reported total funding: 293,400,000 USD
Company Overview
Problem Domain
Consumer credit and fintech lending infrastructure
Founded
2014
Industry
Financial Services
Funding Track Record
Seed- December 2014
£2.5M
Reported seed round in December 2014 involving angel investors including partners from Passion Capital
- 2021–2022
Institutional capital and secondary transactions reported in 2021–2022 involving Ontario Teachers' Pension Plan
Investor Signal
“Includes early investors such as Passion Capital and later institutional investment from Ontario Teachers' Pension Plan”
Founders
What we do
Related Companies
Company
HQ
Industry
Total Funding
9fin
🇬🇧GB
Data and AnalyticsDeepTechFinanceLending and InvestmentsSoftware
$89M
DeepL
🇩🇪DE
Sales and Marketing
$413M
Preply
🇺🇸US
Education
$144M
NALA
🇺🇸US
Finance
$50M
Goodstack
🇬🇧GB
Finance
$46M
Join the Team
Payments Operations Analyst
On-SiteLondon, GB
On-Site • London, GB
About the role
We are seeking a proactive, detail-oriented Payments & Finance Operations Analyst to join our expanding Financial Operations team. This is a multifaceted role at the intersection of payments operations and payments analysis, with high visibility and impact across teams.
You'll combine hands-on processing with data-driven analysis, using your deep knowledge of spreadsheets and working SQL skills to drive improvements, identify inefficiencies, and ensure robust financial operations. Your contributions will directly influence the experience of our customers and the success of our payment operations.
What You’ll Do
Teeming tracks opportunities at over 24,000 AI startups, then works with you to find (and land) the one you'll love.
Software Engineer
InternshipNovi Sad, RS
Internship • Novi Sad, RS
Mobile Developer
ContractUtrecht, NL
Contract • Utrecht, NL
Frontend Developer
ContractNovi Sad, RS
Contract • Novi Sad, RS
DevOps Engineer
ContractNovi Sad, RS
Contract • Novi Sad, RS
Product Designer
Part-timeTel Aviv
Part-time • Tel Aviv
DevOps Engineer
Part-timeNovi Sad, RS
Part-time • Novi Sad, RS
Process & reconcile: handle daily end-to-end processing and reconciliation of incoming and outgoing payments, ensuring accurate and efficient allocation on our platforms within agreed SLAs.
Data analysis & reporting: use SQL and advanced spreadsheets (Excel/Google Sheets) to extract, manipulate, and analyse payment and financial data for operational deep-dives, reconciliations, and regulatory reporting.
Ticketing system management: own the payments ticketing queue (Jira Service Management), prioritise and resolve issues, and continually optimise response and resolution times.
Troubleshoot & investigate: proactively analyse and resolve complex or incorrectly referenced payment files, working closely with cross-functional teams, including operations and special ops, to rapidly clear exceptions.
Support financial operations: Assist in the month-end closing processes, preparing and validating files for upload into accounting systems, reconciling records, and supporting audit or compliance checks.
Continuous improvement: surface insights using SQL or spreadsheet analysis, identify inefficiencies, and help automate repetitive processes to improve payment accuracy and speed.
Regulatory adherence: maintain a strong, current understanding of payments-related regulations, ensure compliance, and help implement necessary process changes.
What We’re Looking For
Experience: 2+ years in payments, finance operations, or an equivalent analytics-heavy role, ideally in fintech or financial services.
Organisational skills: able to juggle multiple priorities and deadlines in a fast-moving, dynamic environment, staying calm under pressure. Managing your time effectively will be essential to your success in the role!
Spreadsheet mastery: advanced with Google Sheets and Microsoft Excel pivots, lookups, data validation, error-checking, and reporting.
SQL proficiency: Able to write queries to extract, join, and analyse data from payment/finance databases. (Please share any specific SQL projects or tasks you’ve handled!)
Process improvement mindset: eager to identify areas for automation and increased efficiency, whether via SQL, Sheets scripts, or new workflow proposals.
Exceptional communication: clear, professional, and collaborative; able to explain complex technical or analytical findings to non-expert colleagues.
Fintech savvy: familiarity with payment flows, industry terminology, compliance basics, and standard tools (Jira, accountancy or reconciliation platforms).
Ownership: self-motivated, curious, and persistent in finding root causes and delivering solutions.
Background in finance, accounting, data analysis, or a similar field.
Some of Your Day-to-Day Tasks
Manage our inbound payment allocation processes, ensuring that bank transfers, direct debits and associated collections are allocated to end-user accounts promptly.
Monitoring key operational/reporting dashboards and identifying discrepancies for immediate action.
Writing ad-hoc SQL queries to validate payment data and troubleshoot reconciliation issues.
Debulking and preparing DMC payment bulk files for upload.
Investigating and resolving incorrectly referenced payments so they can be processed successfully.
Reviewing and processing payment-related inbox queries.
Liaising with special ops/finance teams to clear insolvency plan payment errors.
Preparing and reformatting files for upload and for regular financial reporting.
Why Join the FinOps Team?
You’ll be at the centre of our payment operations, empowered to innovate and shape processes from day one.
Collaborate with leading fintech professionals in a supportive, fast-paced, technology-driven environment.
Impactful work, visible to leadership and with the chance to help us scale.
Competitive salary, flexible benefits, and opportunities for professional training and growth.
Interview process
A quick phone call with one of the team
A take-home task/interactive case study
Interview with Senior Payments Analyst (in-person)
