About Dovly AI
Dovly AI is shaking up the credit game with the first all-in-one AI credit engine that builds, fixes, and protects credit—empowering all Americans to boom financially, 100% free. Our mission is to tear down the walls to financial freedom.Since launching in 2018, Dovly AI has helped more than 1,000,000 people increase their credit scores by an average of 82 points1, with many surpassing 100 points—unlocking access to life-changing financial opportunities.
Headquartered in Phoenix, Arizona, Dovly AI is one of the fastest-growing SaaS companies in the state, with a global team and trusted fintech partners including Visa, Chime, MoneyLion, and Self.
The Role
We’re looking for a high-impact Data Scientist to unlock deeper customer insights, drive smarter marketing decisions, and build models that boost user engagement and monetization. This is a hands-on, business-critical role — ideal for someone who thrives at the intersection of growth, product, and analytics.
This is a pivotal hire. You’ll be the engine behind smarter decision-making across our most important channels. You’ll shape how we acquire, retain, and grow our customer base — and your work will directly impact revenue, margins, and user happiness.
This Role will work on a Hybrid schedule - Monday, Wednesday, Friday from our HQ in Phoenix!
You Will:
- Build predictive models to forecast churn, retention, upsell potential, credit progression, and lifetime value
- Develop user segmentation and engagement scoring to power personalized messaging, lifecycle marketing, and feature adoption
- Analyze current marketing performance across all organizational channels, especially affiliates, to optimize Unit Economics and ROI
You Bring:
- 4+ years in a data science or advanced analytics role, ideally in D2C SaaS or fintech
- Expert in Python, SQL, and data visualization tools (Tableau, Looker, PowerBI)
- Proficient in Excel and experienced with cloud data platforms (AWS Ecosystem experience a plus)
- Skilled in machine learning (e.g., scikit-learn, XGBoost, AWS SageMaker) with a strong foundation in statistics, predictive modeling, and experiment design
- Deep understanding of SaaS metrics (LTV, CAC, ARPU, churn) and what drives them
Perks & Benefits
- Competitive salary + equity
- Flexible remote work environment
- Health, dental, vision coverage
- Ground-floor opportunity at a mission-driven, profitable, scaling startup
Equal Opportunity
Dovly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
