At OakNorth, we’re on a mission to empower the UK’s most ambitious businesses. Since 2015, we’ve lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.

The Role 👋

We are looking for a Group Product Manager to lead digital product strategy and execution for credit analysis and decisioning at OakNorth.

This product leadership role reports to the Director of Lending Product, and will be a 'player-coach' managing 1-2 senior and mid-level Product Managers, as well taking on responsibility for key projects. You will be accountable for shaping the vision, roadmap, and outcomes for how credit analysis is performed, supported, and scaled through technology at OakNorth.

Credit analysis is at the core of OakNorth’s lending proposition—and one of the most complex, specialist, and high-stakes areas of the business. This role exists to fundamentally change how credit decisions are supported, not just by delivering software, but by embedding new ways of working across the Credit Analysis function.

You will lead a transformation that balances deep credit expertise, regulatory expectations, and operational reality with what best-in-class digital credit analysis looks like today—and what it needs to become tomorrow.

What We're Looking For 👀

What Success Looks Like 🏆

• Analysts can complete high-quality analysis more efficiently, with better tooling, clearer information, and stronger decision support.
• Digital credit analysis capabilities are actively used, trusted, and embedded in day-to-day underwriting.
• Product teams are delivering consistently against a clear strategy, with strong alignment across Credit, Risk, and Technology, that pushes the ambition and scope of our credit analysis capabilities.
• Stakeholders see product as a driver of change and improvement, not just a delivery function.
• The roadmap is credible, outcome-focused, and demonstrably improving lending performance.
• Product leaders in the team are stronger, more confident, and operating with greater autonomy and impact.

About You 🫵

• You are a senior product leader with deep experience in digitising credit analysis or underwriting in complex, regulated environments.

You:

• Have personally led the digitisation of credit analysis, underwriting, or decision support in a bank, fintech, or leading-edge lending organisation.
• Understand what best-in-class digital credit analysis looks like—and have delivered it in practice, not just in theory.
• Are comfortable operating in high-challenge environments with strong opinions, deep expertise, and real risk.
• Can set a bold product vision and also get into the detail when credibility and delivery require it.
• Have led and developed other product managers, creating clarity, accountability, and momentum.
• Are outcomes-driven, resilient, and highly self-motivated.

What Makes Working Here Better 😍

• This is a truly hybrid role, offering engineers and product the flexibility to work from home while also providing opportunities to collaborate in person with the team when it adds value. There’s no fixed requirement for days in the office, instead, we focus on creating space for engineers & product to engage meaningfully, whether that’s in-person for whiteboarding sessions or remote for deep focus work.
• Work-life balance 🌴 - 25 days holiday (plus bank holidays) each year, and enhanced family leave allowances.
• Competitive salary & equity 🏦 - We want people to have a serious stake in the business.
• Good kit 💻 - Your choice of the best laptop, running macOS or Ubuntu.
• Team socials 🎉 - The opportunity to get to know each other outside of work.