
Harper is a commercial E&S insurance brokerage. From prospecting and quoting to binding and service, our proprietary AI-native tech stack powers our organization.

Harper is a commercial E&S insurance brokerage. From prospecting and quoting to binding and service, our proprietary AI-native tech stack powers our organization.
Business: AI-native commercial E&S insurance brokerage
Founders / Exec: Dakotah Rice (CEO) and Tushar Nair (Co‑founder / CTO)
Funding: Combined Seed + Series A ~$46.8–47M (Feb 2026), led by Emergence Capital
Launch / Accelerator: Launched 2024; YC W25 participant
Modernizing commercial insurance placement and underwriting workflows for complex and enterprise business risks.
2024
Insurance
$46.8M–$47M
Announced combined Seed and Series A financing
$125,000
Dealroom entry listing an early seed entry
“Led by Emergence Capital with participation from Y Combinator, Peak XV, Antler, 10X Founders, Fellows Fund, and Outset Capital”
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The Problem
36 million businesses in America need insurance—it’s not optional. 77% are underinsured. 40% have no coverage at all. The distribution system failed them: too slow, too opaque, too confusing.
Over 90% of commercial insurance is still human-led. We’re building the inverse: 90%+ AI-led, pushing toward the higher 90s. Not by patching legacy workflows—by building AI that makes humans more effective, improves the customer experience, and eliminates friction at every step.
We’re adding ~1,000 customers per month. We’ve grown 100x since last year. We’re looking to do even more this year—and that’s why we’re hiring.
Somewhere in that transition, there’s leverage hiding everywhere—inefficiencies the right engineer could eliminate with the right solution built in the right week. The Thesis
Turning judgment into compute isn’t a one-time project. It’s a constant hunt for leverage. New models drop monthly. What was impossible in January is table stakes by June. Someone needs to be on the frontier—figuring out what’s newly possible and applying it before anyone else does. That’s this role.
The Role
You’re a technical generalist who views engineering as a tool for solving business problems—not the end goal itself. You embed with operations: sales, customer service, underwriting, carrier relations. You see where things break. You identify the 20% of problems that cause 80% of friction. Then you build the solution.
Prototype Monday, ship Tuesday, measure Wednesday. If it works, push to production. If not, try something else.
What You’ll Do
You Might Be a Fit If…
Requirements
Nice to Have
Compensation
Benefits
The Process
To Apply
If you want autonomy, impact, and the chance to build AI capabilities against business problems you discover yourself—send your resume and tell us about something you built that had measurable business impact.
Compensation Range: $140K - $200K
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