Kredete is a financial technology platform that helps African immigrants in the diaspora build credit through instant international money transfers to 22+ countries, with low fees. We also offer businesses an API-based infrastructure for secure and low-cost cross-border payments to many African countries.
Kredete is a financial technology platform that helps African immigrants in the diaspora build credit through instant international money transfers to 22+ countries, with low fees. We also offer businesses an API-based infrastructure for secure and low-cost cross-border payments to many African countries.
Funding: Series A (Sep 2025); company-stated total funding $24.75M
Scale claims: $5.7B+ processed annually; 3M+ users; 50+ countries
Regulatory status: Registered and regulated by FinCEN as a Money Services Business; uses licensed banking partners
Product news: Announced a stablecoin-backed credit card (Jan 29, 2026)
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Company Overview
Problem Domain
Remittances, cross-border payments, and credit access for African immigrants in the diaspora.
Industry
Financial Services
Tech Stack
Stablecoin transfers
Stellar
Visa
API-based payments infrastructure
Funding Track Record
Seed- 2024-10-27
$2.25M
Company announcement of a $2.25M seed round.
Non-equity Assistance- 2024-11-21
Listed as a Non-equity Assistance round on Crunchbase with date Nov 21, 2024.
Series A- 2025-09-15
$22M
Company announcement of a $22M Series A; participation noted from Partech and Polymorphic Capital; announcement stated total funding of $24.75M.
Investor Signal
“Series A led by AfricInvest with participation from Partech and Polymorphic Capital; Crunchbase lists additional investors including Visa Inclusive Fintech Accelerator and Neer Venture Partners.”
Founders
What we do
Join the Team
Backend Engineer (User Support)
HybridLagos State, NG
Hybrid • Lagos State, NG
About Kredete
Kredete is a financial technology platform designed to help African immigrants build credit and send money instantly to over 30 African countries - amongst other product offerings. Using Stablecoins and modern payment systems, we make it easy and affordable for businesses to move money across borders. Our mission is to provide accessible, secure, and low-cost financial solutions that improve cash flow and support financial growth for individuals and businesses.
We’ve built a product customers love and a business that scales fast. Kredete operates in 3 global offices (New York, Lagos and Riga, Latvia), and is backed by world-class investors. Our teams are shipping payment systems built to run faster and we are expanding across new product lines and markets.
At Kredete you’ll join a company in motion—ambitious, profitable, inclusive and product-driven—where impact is visible, decisions are fast, and growth is real. We believe in customer obsession, continuous learning, and delivering extraordinary outcomes. If you thrive in a fast-paced, team-driven environment where curiosity, trust, and impact matter, you'll fit right in.
Role Overview
As a Support Engineer, you will be responsible for working closely with external clients to understand, diagnose, and resolve technical issues related to our backend systems and integrations. You will leverage your deep understanding of our platform, APIs, and infrastructure to provide effective solutions, support smooth operations, and maintain high service reliability.
What You Will Do:
Act as a technical point of contact for external clients, understanding their issues and translating them into actionable technical investigations.
Investigate, troubleshoot, and resolve backend, API, and integration issues across services, databases, and collaborating with internal team to resolve issues
Analyze logs, metrics, and system behavior to identify root causes and recommend fixes or mitigations.
Who You Are:
Opportunity: At Kredete, we are proud to be an equal opportunity employer. We value diversity and all applicants seeking employment with us are strictly based on merit, competency and qualifications. We do not discriminate based on religion, race, national origin, sexual orientation, sex, marital or family status, disability or gender.
Data Protection: By applying to this role, you consent to the collection and processing of your personal data by Kredete for the purposes of assessing your suitability for the advertised position. All personal data will be processed in accordance with applicable data protection laws.
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Support and debug payment, wallet, and transaction-related issues, including failed transactions, balance mismatches, and reconciliation problems.
Work closely with backend engineers to escalate bugs, propose fixes, and validate solutions before deployment.
Validate API usage and integration flows for partners, ensuring correct implementation and best practices.
Document recurring issues, resolutions, and system behaviors to improve internal knowledge and client support quality.
Assist with incident response, post-mortems, and continuous improvement of system reliability and support processes.
Stay up to date with system changes, new features, and platform architecture to provide accurate and timely support.
Strong proficiency in Go (Golang) and rust, with the ability to read, understand, and debug production backend code.
Good knowledge of SQL & PostgreSQL, with the ability to inspect data, write queries, and troubleshoot data-related issues.
Good understanding of event-driven systems
You have 3-5 years of professional experience in backend software development.
Solid understanding of Grpc, RESTful APIs and backend system behavior, including request/response flows, authentication, and error handling.
Experience debugging distributed systems and identifying root causes across services, databases, and external integrations.
Understanding of asynchronous programming, background jobs, and event-driven architectures.
Familiarity with payment and wallet systems, including transaction lifecycles, balances, reconciliation, and failure scenarios.
Ability to understand partner API specifications, error codes, and integration requirements.
Experience working with logs, metrics, and monitoring tools to investigate incidents and production issues.
Comfortable using version control systems (e.g., Git) to review changes, trace regressions, and collaborate with engineering teams.
Strong communication skills, with the ability to explain technical issues clearly to external clients and internal teams.
High attention to detail, strong analytical thinking, and the ability to make sound decisions under pressure.
Ability to work with legacy or distributed systems without introducing instability while resolving issues.
