
We’re OakNorth. And we’re here to shake up commercial lending. Founded by entrepreneurs, Rishi Khosla and Joel Perlman, OakNorth’s mission is to empower the ‘Missing Middle’ – scale-up businesses that are the most significant contributors of economic and employment growth, yet still struggle to access the fast, flexible debt finance they need to grow. We believe that commercial lending should be barrier-free. That’s not just a tagline. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by unmet financial needs of millions, and delivered by our data-driven tools. OakNorth's India operations have been at the core of group’s global operations since its founding in 2015. With over 500 colleagues spread across our offices in Bengaluru, Gurugram and Hyderabad, we are helping redefine commercial lending. On our team are some of the brightest credit minds in India, along with world-class engineers, tech professionals and data scientists who integrate into a global team helping drive not just faster lending by OakNorth Bank in the UK, but also transforming lending globally through the next generation ON Credit Intelligence Suite. Together, we are helping make lending smarter. But we go beyond lending. Over the past eight years in India, we've built an incredibly strong culture that empowers and champions ambition – an environment where everyone can thrive, speak up, share ideas, and challenge the norm. Characterised by collaboration and driven by inclusiveness, we don't let time-zones, cultures or hierarchies get in the way of success. Our mantra is 'one team', no matter where we are or what we do. And we don’t just stop there. We have an unrelenting focus on making communities better and the environment greener. OakNorthers pledge 1% of their time to make a positive difference in the communities we operate in, and we’ve set ourselves a net zero target of 2035. It’s what gives us the passion to excel together. Say hello to OakNorth.

We’re OakNorth. And we’re here to shake up commercial lending. Founded by entrepreneurs, Rishi Khosla and Joel Perlman, OakNorth’s mission is to empower the ‘Missing Middle’ – scale-up businesses that are the most significant contributors of economic and employment growth, yet still struggle to access the fast, flexible debt finance they need to grow. We believe that commercial lending should be barrier-free. That’s not just a tagline. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by unmet financial needs of millions, and delivered by our data-driven tools. OakNorth's India operations have been at the core of group’s global operations since its founding in 2015. With over 500 colleagues spread across our offices in Bengaluru, Gurugram and Hyderabad, we are helping redefine commercial lending. On our team are some of the brightest credit minds in India, along with world-class engineers, tech professionals and data scientists who integrate into a global team helping drive not just faster lending by OakNorth Bank in the UK, but also transforming lending globally through the next generation ON Credit Intelligence Suite. Together, we are helping make lending smarter. But we go beyond lending. Over the past eight years in India, we've built an incredibly strong culture that empowers and champions ambition – an environment where everyone can thrive, speak up, share ideas, and challenge the norm. Characterised by collaboration and driven by inclusiveness, we don't let time-zones, cultures or hierarchies get in the way of success. Our mantra is 'one team', no matter where we are or what we do. And we don’t just stop there. We have an unrelenting focus on making communities better and the environment greener. OakNorthers pledge 1% of their time to make a positive difference in the communities we operate in, and we’ve set ourselves a net zero target of 2035. It’s what gives us the passion to excel together. Say hello to OakNorth.
Company: OakNorth in India — India operations of UK-headquartered OakNorth Bank
Focus: Commercial lending and credit intelligence for lower mid-market businesses
India footprint: Offices in Bengaluru, Gurugram and Hyderabad; ~500 colleagues in India
Founders: Rishi Khosla and Joel Perlman (founded OakNorth in 2015)
Funding signal: $440M round (2019) led by SoftBank Vision Fund; group has raised over $1B
| Company |
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Access to timely, flexible debt finance for scale-up / lower mid-market businesses and commercial lending efficiency.
2015
Financial Services
$440 million
Reported post-money valuation over $2.8 billion
“Group reports having raised over $1bn from institutional and strategic backers”
Since our launch in 2015, we’ve backed entrepreneurs with over £13bn in funding, helping create 56,000+ jobs and 34,000+ new homes across the UK and US and we’re not about to stop there. Our success is built on bold thinking and a refusal to accept “business as usual.”
This role is part of our Product Operations team for Personal Savings (PS).
Product Ops at OakNorth is about designing and running the processes, tooling, and controls that enable the business to scale with accuracy and speed. You’ll start by running today’s manual workflows, then lead the transition to automated, data-driven systems that improve reporting turnaround, rate-change governance, and partner satisfaction.
If you’re a self-starter who loves building systems, solving operational challenges, and making Product teams faster and sharper, we’d love to meet you.
- Build and deploy AI-powered agents: AI-driven automations or copilots across a focused set of non-engineering OakNorth teams within 6–12 months to enable team members with >90% active usage of deployed workflows in their daily work.
Map processes, build workflows using tools such as Gumloop, n8n, Notion, Cursor, or ChatGPT plugins, and orchestrate integrations.
Measure impact via dashboards, QA checks, and iteratively optimise based on user feedback.
Seed an AI-native culture, coaching internal “AI champions” and embedding templates and practices into team norms.
Automate insights, develop dashboards and self-serve tools to reduce ad-hoc queries by 50% to cut reporting turnaround from days to minutes
Design and execute rate changes accurately; design dual-control, audit-trailed workflows (“rate-change as code”) to keep error rates below 0.5%.
Deliver compliance reporting: prepare and automate Consumer Duty and Product Assessment packs, ensuring FCA requirements are met on time. Manage partner support SLAs: triage and resolve inbound partner queries within <24h, log recurring issues, and drive process fixes.- Introduce monitoring & controls: implement data-quality checks, freshness alerts, and incident playbooks to strengthen operational resilience.
Incorporate partner and stakeholder feedback: continuously refine reports, dashboards, and processes to improve usability and adoption.
Support launches and incident response: ensure readiness for new rate-change deployments and quick resolution of data or reporting incidents. What you’ll bring:
2–4 years’ experience in Product Operations, Analytics, or Data Ops within fintech, banking, or SaaS.
Technical fluency with low-code/no-code and development copilot tools (Notion, n8n, Gumloop, Cursor, Claude Code), SQL and BI tools, APIs, scripting, or integrations.
SQL and or Python skills
Operational empathy to able to partner with business teams to deeply understand challenges and deliver rapid solutions.
Excellent communication skills with the ability to translate between Product, Finance, and Compliance stakeholders.
Ability to manage manual tasks while designing long-term automated solutions.
Collaborative, low-ego, and motivated by collective success.
Self-starter with high ownership, comfortable with autonomy and ambiguity.
Nice to have:
Why OakNorth?
About Us We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market. But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed. Our story OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken. Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan? The industry was backward-looking and too focused on historic financials, rather than future potential. So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses? No more what ifs, OakNorth Bank exists. For more information regarding our Privacy Policy and practices, please visit: https://oaknorth.co.uk/legal/privacy-notice/employees-and-visitors/
About Us We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace.
Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools.
And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market.
But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.
Our story
OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken.
Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan?
The industry was backward-looking and too focused on historic financials, rather than future potential.
So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses?
No more what ifs, OakNorth Bank exists.
For more information regarding our Privacy Policy and practices, please visit: https://oaknorth.co.uk/legal/privacy-notice/employees-and-visitors/