Zharta
Zharta is a decentralized finance (DeFi) platform that specializes in NFT finance, enabling users to access peer-to-peer lending and renting protocols. The platform allows users to leverage their NFTs or Uniswap V3 LP positions to borrow crypto or earn yields by lending against on-chain assets. Key features include low gas fees, a pro-rated early repayment model, borrower-triggered refinance options, and the ability to make custom open offers on specific NFT traits or LP pairs. Zharta also offers an intuitive mobile-optimized interface and has facilitated significant loan volumes, with over $12M in total loans and $20M+ in total collateralized NFTs.
Zharta
Zharta is a decentralized finance (DeFi) platform that specializes in NFT finance, enabling users to access peer-to-peer lending and renting protocols. The platform allows users to leverage their NFTs or Uniswap V3 LP positions to borrow crypto or earn yields by lending against on-chain assets. Key features include low gas fees, a pro-rated early repayment model, borrower-triggered refinance options, and the ability to make custom open offers on specific NFT traits or LP pairs. Zharta also offers an intuitive mobile-optimized interface and has facilitated significant loan volumes, with over $12M in total loans and $20M+ in total collateralized NFTs.
TL;DR
What they do: NFT-backed lending and renting (DeFi) platform enabling instant loans, P2P lending, and renting
Headquarters & founding: Lisbon, Portugal; founded 2021
Funding: $4.3M seed (Jul 2022)
Team size: Approximately 18 employees
Platform scale: $12M+ total loans; $20M+ total collateralized assets
Company Overview
Problem Domain
DeFi lending and NFT finance (liquidity for NFT and tokenized asset holders)
Founded
2021
Industry
Fintech / Decentralized Finance (DeFi)
Funding Track Record
4300000.00
Seed round reported as $4.3M total (including prior $300k acceleration funding)
300000.00
Prior acceleration round reported as $300k from angel investors
Investor Signal
“Backed by crypto-focused VCs and DAOs including Greenfield One, Shilling VC, Possible Ventures, SpaceShipDao, UniWhalesDao, and Olisipo Way”