
UMNAI is a company pioneering Hybrid Intelligence technology that combines human reasoning with AI to deliver explainable, trustworthy, and auditable AI-driven decision-making. Their platform addresses challenges in AI adoption such as transparency, compliance, and sustainability by integrating neuro-symbolic AI frameworks. UMNAI's technology enables real-time oversight, behavioral guarantees, and ethical AI governance, making it suitable for high-impact enterprise applications in industries like fintech and insurance. The company offers solutions for regulatory compliance, fraud detection, risk management, and legacy system transformation, positioning itself as a leader in explainable AI with a strong ecosystem of partners and a growing customer base.

UMNAI is a company pioneering Hybrid Intelligence technology that combines human reasoning with AI to deliver explainable, trustworthy, and auditable AI-driven decision-making. Their platform addresses challenges in AI adoption such as transparency, compliance, and sustainability by integrating neuro-symbolic AI frameworks. UMNAI's technology enables real-time oversight, behavioral guarantees, and ethical AI governance, making it suitable for high-impact enterprise applications in industries like fintech and insurance. The company offers solutions for regulatory compliance, fraud detection, risk management, and legacy system transformation, positioning itself as a leader in explainable AI with a strong ecosystem of partners and a growing customer base.
Stage: Angel / early-stage
Tech: Neuro-symbolic / Hybrid Intelligence (explainable, auditable decision engines)
Headcount: 12 employees
Founders: Dr. Angelo Dalli and Ken Cassar
HQ: Malta (Ta' Xbiex)
Regulated enterprise decisioning in industries such as financial services, insurance and healthcare where explainability, compliance and auditability are critical.
2019
Artificial Intelligence / Enterprise Software
Most recent disclosed round listed as an Angel round.
“Has multiple individual investors recorded (including Andreas Mihalovits, Candace Johnson, Janne Jormalainen) across several rounds”