Two
Two provides B2B net terms infrastructure designed to grow revenue through superior credit and fraud engines. Their platform enables businesses to sell more by offering net terms in under 30 seconds on webstores, closing direct sales faster by offering credit on the spot, and supporting in-store customers with secure purchasing and immediate credit decisioning. Key features include AI-driven credit and fraud engines (Delphi and Frida) that provide higher credit limits than industry-leading credit bureaus, reduce credit risk management costs by 75%, and prevent fraud. Two also automates the order-to-cash lifecycle, handling invoicing, reminders, and dunning. They offer enterprise-ready solutions with API integration, role-based access control, and audit logs. Their business model focuses on facilitating B2B payments by providing upfront payments and improving cash flow, reducing administrative work and the risk of human error for merchants. Two has a global presence with offices in Oslo, London, Glasgow, Stockholm, and New York City.
Two
Two provides B2B net terms infrastructure designed to grow revenue through superior credit and fraud engines. Their platform enables businesses to sell more by offering net terms in under 30 seconds on webstores, closing direct sales faster by offering credit on the spot, and supporting in-store customers with secure purchasing and immediate credit decisioning. Key features include AI-driven credit and fraud engines (Delphi and Frida) that provide higher credit limits than industry-leading credit bureaus, reduce credit risk management costs by 75%, and prevent fraud. Two also automates the order-to-cash lifecycle, handling invoicing, reminders, and dunning. They offer enterprise-ready solutions with API integration, role-based access control, and audit logs. Their business model focuses on facilitating B2B payments by providing upfront payments and improving cash flow, reducing administrative work and the risk of human error for merchants. Two has a global presence with offices in Oslo, London, Glasgow, Stockholm, and New York City.