
Swirepay is an all-in-one payments orchestration and reconciliation platform that empowers businesses to accept payments via PoS or online, disburse funds to employees or vendors, and reconcile accounts seamlessly. The platform supports multiple payment methods including cards, ACH, wire transfers, and instant payments like Zelle, RTP, and FedNow. Swirepay integrates with bank accounts and ERP systems, providing AI-powered smart reconciliation and financial insights. Trusted by global institutions such as BNY Mellon and ICICI Bank, Swirepay serves enterprises, government agencies, and small businesses, helping them digitize financial operations and optimize payment processes. The company offers developer-friendly APIs, plug-and-play integrations, and a marketplace for financing purchase orders and invoices, facilitating working capital access. Swirepay has processed over $5 billion in transaction volume with more than 830,000 transactions and over 50,000 enrolled users, positioning it as a leading payment platform with a strong presence in the US and India markets.

Swirepay is an all-in-one payments orchestration and reconciliation platform that empowers businesses to accept payments via PoS or online, disburse funds to employees or vendors, and reconcile accounts seamlessly. The platform supports multiple payment methods including cards, ACH, wire transfers, and instant payments like Zelle, RTP, and FedNow. Swirepay integrates with bank accounts and ERP systems, providing AI-powered smart reconciliation and financial insights. Trusted by global institutions such as BNY Mellon and ICICI Bank, Swirepay serves enterprises, government agencies, and small businesses, helping them digitize financial operations and optimize payment processes. The company offers developer-friendly APIs, plug-and-play integrations, and a marketplace for financing purchase orders and invoices, facilitating working capital access. Swirepay has processed over $5 billion in transaction volume with more than 830,000 transactions and over 50,000 enrolled users, positioning it as a leading payment platform with a strong presence in the US and India markets.
Product: AI-powered payments orchestration and reconciliation platform (online + PoS; cards, ACH, wire, instant rails)
Markets: Enterprises, government agencies, and SMEs; presence in US and India
Traction: $5B+ processed, 830,000+ transactions, 50,000+ enrolled users
Funding: $5M total (seed rounds); most recent Feb 2025
Payments orchestration, accounts payable/receivable automation, and reconciliation for businesses and government entities.
2019
Fintech / Payments
$3,400,000
Dealroom reports participation from AUM Ventures and QPaymentZ
$1,600,000
Completes reported total of $5M across seed rounds per Dealroom/Crunchbase summaries
“Has participation from angel and early-stage investors including TiE Angels, Nivesha Ventures, Nurture Growth Fund, AUM Ventures, and QPaymentZ”