
Selma Finance AG is a Swiss fintech company providing an AI-powered personal investment assistant that offers customized investment plans tailored to individual financial goals and life situations. The company operates as an independent portfolio manager authorized by FINMA, focusing on long-term, globally diversified ETF portfolios with active risk management and automatic rebalancing. Selma's business model is subscription-based with a tiered yearly fee depending on investment size, starting from 0.42%. The platform emphasizes transparency, independence, and expert portfolio management, serving over 15,000 clients with more than 2 million trades executed. Selma differentiates itself by combining Swiss banking reliability with Nordic design and technology, offering holistic financial planning and dedicated human support alongside AI advice.

Selma Finance AG is a Swiss fintech company providing an AI-powered personal investment assistant that offers customized investment plans tailored to individual financial goals and life situations. The company operates as an independent portfolio manager authorized by FINMA, focusing on long-term, globally diversified ETF portfolios with active risk management and automatic rebalancing. Selma's business model is subscription-based with a tiered yearly fee depending on investment size, starting from 0.42%. The platform emphasizes transparency, independence, and expert portfolio management, serving over 15,000 clients with more than 2 million trades executed. Selma differentiates itself by combining Swiss banking reliability with Nordic design and technology, offering holistic financial planning and dedicated human support alongside AI advice.
What they do: AI-powered personal investment assistant and digital wealth manager offering personalized ETF portfolios with automated rebalancing
Headquarters: Zurich, Switzerland (office presence in Helsinki, Finland)
Customers: Retail clients (15,000+ clients; servicing Switzerland and Finland)
Business model: Subscription / tiered yearly fee based on investment size (starting ~0.42%)
Funding highlights: Series A (led by TX Ventures) and a crowdfunded round (~€1.2–1.3M); Series A extended to CHF 10M
Retail wealth management / robo-advisory; democratizing investment advice and portfolio management for individual investors.
2016
Fintech / Wealthtech
Initial Series A announced Feb 11, 2021; later extended to a total of CHF 10 million with additional CHF 7 million led by TX Ventures (participants included Sparrow Ventures and existing investors).
≈1.2–1.3 million EUR
Crowdinvesting campaign raised approximately €1.2–1.3M from over 550 community investors.
“TX Ventures led the Series A extension; Sparrow Ventures and existing angel/early investors participated; significant community participation via crowdinvesting”