
Saay Finance offers automated investing powered by AI, aiming to provide individuals with the ability to invest like the top 0.1% of wealth managers. The platform utilizes AI-powered risk models to hedge against market risks such as inflation, interest rates, and exchange rates, having simulated over 100,000 future market shocks to safeguard investments. Their business model is a SaaS-based subscription with a low monthly fee of 0.1% of Assets Under Management (AUM), starting with as little as $100, with no hidden fees. They differentiate themselves from traditional robo-advisors and stock-picking methods by focusing on data-driven algorithmic strategies for consistent returns and better risk-adjusted performance compared to stocks or ETFs. Saay Finance is SEC registered and SIPC insured, and while they are launching soon, early users can join a waitlist for reduced fees.

Saay Finance offers automated investing powered by AI, aiming to provide individuals with the ability to invest like the top 0.1% of wealth managers. The platform utilizes AI-powered risk models to hedge against market risks such as inflation, interest rates, and exchange rates, having simulated over 100,000 future market shocks to safeguard investments. Their business model is a SaaS-based subscription with a low monthly fee of 0.1% of Assets Under Management (AUM), starting with as little as $100, with no hidden fees. They differentiate themselves from traditional robo-advisors and stock-picking methods by focusing on data-driven algorithmic strategies for consistent returns and better risk-adjusted performance compared to stocks or ETFs. Saay Finance is SEC registered and SIPC insured, and while they are launching soon, early users can join a waitlist for reduced fees.
What they do: AI-powered automated investing / algorithmic wealth management
Regulation: SEC-registered investment adviser; SIPC insured
Business model: SaaS-like fee: 0.1% monthly of AUM (promotional pricing); waitlist for early users
Backers: Y Combinator (listed as backer)
Retail wealth management and automated investing focused on risk-adjusted returns and downside protection.
2021
Fintech / Wealth Management
“Y Combinator-backed (listed as backer)”