
Respaid is a fintech company reinventing B2B debt collection by combining AI technology with respectful, lawyer-backed messaging to recover 50% of account receivables in 20 days. Their platform uses AI to tailor messages per debtor, optimize communication channels, and clean data for high deliverability, enabling direct payments to clients which enhances trust and brand reputation. Respaid serves startups to enterprises with transparent pricing and over 6000 integrations, delivering faster and more effective collections while protecting client brands. Supported by notable investors, Respaid is positioned as a modern, ethical alternative to traditional collection agencies with a strong focus on customer respect and data security.

Respaid is a fintech company reinventing B2B debt collection by combining AI technology with respectful, lawyer-backed messaging to recover 50% of account receivables in 20 days. Their platform uses AI to tailor messages per debtor, optimize communication channels, and clean data for high deliverability, enabling direct payments to clients which enhances trust and brand reputation. Respaid serves startups to enterprises with transparent pricing and over 6000 integrations, delivering faster and more effective collections while protecting client brands. Supported by notable investors, Respaid is positioned as a modern, ethical alternative to traditional collection agencies with a strong focus on customer respect and data security.
What they do: AI-powered B2B debt-collection platform that uses tailored messaging, data-cleaning, and lawyer partnerships to recover unpaid invoices.
Performance claim: Markets ~50% recovery of receivables in ~20 days.
Headquarters & size: San Francisco; ~23 employees.
Funding: Seed-stage funding; total reported ~$3.16M (USD).
Founder: John Banner (Founder & CEO).
B2B accounts receivable recovery / debt collections
Fintech / Collections Technology
Seed round announced Mar 3, 2023; public profiles name Motier Ventures and Laurent Dassault among investors and list Y Combinator on company profiles.
“Supported by venture investors including Motier Ventures and angel investors; public profiles list Y Combinator among investors.”