
DebtWise, operated by Habitual Money Inc., offers embedded debt management solutions primarily through APIs and white-label products. Their platform helps financial institutions, universities, and fintech companies provide consumers with tools to understand loans, manage payments, build budgets, and achieve financial goals. Key products include a Debt Payoff Plan, Debt Calculator, Credit Management, Goals-Based Budgeting, and Transaction Monitoring. DebtWise emphasizes reliability, security, flexibility, and compliance, supporting $260 million in loans. Their solutions reduce borrower delinquencies, avoid charge-offs, boost engagement, and expand market reach, positioning them as a trusted partner in financial wellness and debt management.

DebtWise, operated by Habitual Money Inc., offers embedded debt management solutions primarily through APIs and white-label products. Their platform helps financial institutions, universities, and fintech companies provide consumers with tools to understand loans, manage payments, build budgets, and achieve financial goals. Key products include a Debt Payoff Plan, Debt Calculator, Credit Management, Goals-Based Budgeting, and Transaction Monitoring. DebtWise emphasizes reliability, security, flexibility, and compliance, supporting $260 million in loans. Their solutions reduce borrower delinquencies, avoid charge-offs, boost engagement, and expand market reach, positioning them as a trusted partner in financial wellness and debt management.