
Payemoji is a conversational AI and WhatsApp Business platform that empowers businesses to engage, acquire, and grow customers. Its core offerings include conversational payments, WhatsApp eCommerce with native catalogs and carts, and AI-powered chatbots to automate customer journeys. The platform supports over 70 messaging channels and integrates with existing IT systems. Payemoji aims to provide a better customer experience through personalized, interactive, and secure communications in messaging apps, without the complexity and cost of a mobile application. Notable clients include First IVF, Peopl. Insurance, Cover-More Europe, and Kerrigans Craft Butcher.

Payemoji is a conversational AI and WhatsApp Business platform that empowers businesses to engage, acquire, and grow customers. Its core offerings include conversational payments, WhatsApp eCommerce with native catalogs and carts, and AI-powered chatbots to automate customer journeys. The platform supports over 70 messaging channels and integrates with existing IT systems. Payemoji aims to provide a better customer experience through personalized, interactive, and secure communications in messaging apps, without the complexity and cost of a mobile application. Notable clients include First IVF, Peopl. Insurance, Cover-More Europe, and Kerrigans Craft Butcher.
Core offering: AI-powered conversational payments and commerce via messaging channels (WhatsApp, SMS, email)
Channels: Supports 70+ messaging channels with a unified message inbox
Payments focus: Card-not-present payments, PCI compliance, and reduced fraud/chargebacks
Funding signal: Has raised more than €4.0M to date (includes €350k from Enterprise Ireland); announced a €1M investment round on Jan 22, 2026
Organization: Operates as a service/brand of Message My Customer Ltd (Dublin)
Leadership: Mick Higgins — CEO & Co‑founder (company-quoted)
Remote/card-not-present payments, conversational commerce, customer engagement and support via messaging channels
2021
AI fintech
Listed as Seed (Dec 2022) for legal entity Message My Customer Ltd / Payemoji
€1,000,000 (announced)
Company announced the launch of a €1M investment round
“Private angel investors; Enterprise Ireland (€350k)”