
Pave provides AI-powered cashflow intelligence for consumer and SMB credit risk teams, enabling them to increase approvals and grow portfolios. By transforming transaction data, loan performance outcomes, and credit reports into cashflow-driven attributes and scores, Pave helps lenders identify underserved borrowers, expand into new segments without increasing risk, and make faster credit decisions. Their mission is to create a future where everyone has access to equitable credit.

Pave provides AI-powered cashflow intelligence for consumer and SMB credit risk teams, enabling them to increase approvals and grow portfolios. By transforming transaction data, loan performance outcomes, and credit reports into cashflow-driven attributes and scores, Pave helps lenders identify underserved borrowers, expand into new segments without increasing risk, and make faster credit decisions. Their mission is to create a future where everyone has access to equitable credit.
What they do: AI-powered cashflow analytics and scores for consumer and SMB credit risk teams
Founded: 2020
Headcount (approx.): 17
Total funding: USD 6,700,000
Last disclosed round: Seed (Jul 2023)
Consumer and SMB credit risk decisioning; underserved borrower access to credit.
2020
Fintech / Credit Risk Analytics
Seed round reported Jul 2023; investors include Data Tech Fund and ValueStream Ventures among others.