OppZo
OppZo is a mission-driven Financial Technology company focused on democratizing access to affordable working capital for Small to Medium-sized Business Government Contractors (SMB GovCons). They offer term loans ranging from $100,000 to $1,000,000+, providing gap financing and mobilization capital, and lines of credit with up to a 90% advance rate. OppZo's unique selling proposition lies in its AI-enabled platform designed to transform fixed-prime government contracts into working capital, enabling SMB GovCons to execute with speed and confidence. Key benefits for borrowers include affordable low rates and no personal guarantees. The company operates in 42 of the 50 US states and is built on values of community, empathy, transparency, creativity, and humility.
OppZo
OppZo is a mission-driven Financial Technology company focused on democratizing access to affordable working capital for Small to Medium-sized Business Government Contractors (SMB GovCons). They offer term loans ranging from $100,000 to $1,000,000+, providing gap financing and mobilization capital, and lines of credit with up to a 90% advance rate. OppZo's unique selling proposition lies in its AI-enabled platform designed to transform fixed-prime government contracts into working capital, enabling SMB GovCons to execute with speed and confidence. Key benefits for borrowers include affordable low rates and no personal guarantees. The company operates in 42 of the 50 US states and is built on values of community, empathy, transparency, creativity, and humility.
TL;DR
Sector: AI-powered fintech lending and Opportunity Zone fund manager
Target customers: Small & medium government contractors (SMB GovCons)
Product highlights: Term loans $100k–$1M+, lines of credit with up to 90% advance, no personal guarantees
Founded / HQ: 2020; Miami, Florida
Reported funding: Multiple rounds; latest Non-equity Assistance on 2024-06-26
Company Overview
Problem Domain
Working capital financing and investment strategies for government contractors and Opportunity Zone asset management.
Founded
2020
Industry
Financial Technology; Asset Management
Funding Track Record
Most recent round listed as Non-equity Assistance.
Debt financing event reported in June 2022.
Venture round reported in June 2022.
Investor Signal
“Recorded investors include Endeavor Miami, Arcadia Funds, and Flori Ventures.”