Murphy AI
Murphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and personalized communication. Our advanced automation streamlines the process of collecting overdue invoices for businesses, providing a seamless and effective solution. Using AI-driven agents, we engage with debtors across multiple channels, including SMS, email, phone calls, whatsapp and more.
Murphy AI
Murphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and personalized communication. Our advanced automation streamlines the process of collecting overdue invoices for businesses, providing a seamless and effective solution. Using AI-driven agents, we engage with debtors across multiple channels, including SMS, email, phone calls, whatsapp and more.
TL;DR
What they do: AI-powered autonomous agents for omnichannel debt collection
Founded: 2024 (Barcelona)
Team size: 20–26 employees
Recent funding: Seed (~€12.8M / ~$15M) reported in Jul 2025
Notable investors: Northzone, Lakestar, Seedcamp, ElevenLabs
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Company Overview
Problem Domain
Debt collection / accounts receivable recovery for businesses
Founded
2024
Industry
Financial Services
Funding Track Record
Approximately €12.8M (~$15M)
Dealroom/Crowd-reported seed round with participation from Lakestar, Seedcamp, ElevenLabs and others
Investor Signal
“Participation from well-known European VCs (Northzone, Lakestar, Seedcamp, ElevenLabs) indicating investor interest in AI fintech”