Making home insurance finally simple and transparent for +400k policyholders in France.
Making home insurance finally simple and transparent for +400k policyholders in France.
What they do: Digital-first home insurance (marketed in France as "Luko by Allianz Direct") focused on simple, transparent online policies.
Scale (France): +400k policyholders in France
Tech focus: AI/ML, satellite imagery and smart‑home/connected sensors for underwriting and incident prevention
Founding: Founded 2016 by Raphaël Vullierme and Benoît Bourdel
Funding / exits: Series A $22M (Nov 2019, Accel lead); Series B $60M (Dec 2020, EQT Ventures lead); French home-insurance business acquired by Allianz Direct (€4.3M, Jan 2024)
Home insurance / insurtech — simplifying policy purchase and improving underwriting and incident prevention for homeowners.
2016
Insurtech / Home insurance
$22M (≈€20M)
Participating investors reported to include Founders Fund and Speedinvest.
$60M (≈€50M)
Existing investors Accel, Founders Fund and Speedinvest participated.
€4.3 million
Allianz Direct acquired Luko's French home-insurance business.
“EQT Ventures (Series B lead), Accel (Series A lead), Founders Fund, Speedinvest, plus investors added via the Coya acquisition including Valar Ventures, Headline and Roland Berger's family office”