
Kiu Global is a technology service company providing an all-in-one cloud-based business management platform (BMP) similar to ERP but tailored for SMEs and MSMEs in emerging Asian markets. Founded in 2014, Kiu addresses the critical challenges of access to finance and digitization for small businesses traditionally rejected by financial institutions. Their platform integrates accounting, CRM, inventory, point-of-sale, and lending-as-a-service solutions, including an AI-driven credit scoring system that analyzes transactional and historical loan data to enable banks and microfinance institutions to grant loans efficiently and safely. Kiu operates in multiple ASEAN countries, impacting over 25,000 SMEs, and partners with organizations like ADB and IFC to enhance financial inclusion and digital transformation for small businesses.

Kiu Global is a technology service company providing an all-in-one cloud-based business management platform (BMP) similar to ERP but tailored for SMEs and MSMEs in emerging Asian markets. Founded in 2014, Kiu addresses the critical challenges of access to finance and digitization for small businesses traditionally rejected by financial institutions. Their platform integrates accounting, CRM, inventory, point-of-sale, and lending-as-a-service solutions, including an AI-driven credit scoring system that analyzes transactional and historical loan data to enable banks and microfinance institutions to grant loans efficiently and safely. Kiu operates in multiple ASEAN countries, impacting over 25,000 SMEs, and partners with organizations like ADB and IFC to enhance financial inclusion and digital transformation for small businesses.
Core product: Cloud-based Business Management Platform (BMP) with POS, mobile apps, and lending-as-a-service
Market: SMEs / MSMEs in ASEAN
Tech highlight: AI-driven credit scoring for lending partners
Founded: Project began 2014; launched in Vietnam 2015
Scale: Claims impact on >25,000 SMEs
ADB Ventures (Seed, Oct 25, 2019)
SME digitization and access to finance in ASEAN emerging markets
2014
Fintech / SaaS for SMEs
“ADB Ventures participation in Seed round”