Harper (YC W25)
Harper is a commercial E&S insurance brokerage. From prospecting and quoting to binding and service, our proprietary AI-native tech stack powers our organization.
Harper (YC W25)
Harper is a commercial E&S insurance brokerage. From prospecting and quoting to binding and service, our proprietary AI-native tech stack powers our organization.
TL;DR
Stage: Pre-Seed (round announced Mar 12, 2025)
Core offering: AI‑powered, human‑led commercial insurance brokerage for complex/enterprise risks
Coverage lines: General liability, professional/tech E&O, cyber, commercial auto, property, umbrella, bonds
Traction: Website claims 6,000+ customers and 98.78% client retention
Founders: Dakotah Rice (Co‑Founder & CEO); Tushar Nair (Co‑Founder & CTO)
Investors: Pre‑Seed led by Y Combinator; Pioneer Fund participated
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Company Overview
Problem Domain
Complex commercial and enterprise insurance needs (high‑risk, regulated, cross‑border, contract‑driven requirements) where traditional brokers struggle to provide fast, accurate coverage.
Founded
2024
Industry
Insurance
Funding Track Record
Pioneer Fund also listed as an investor; total amount undisclosed in available sources.
Investor Signal
“Pre-Seed led by Y Combinator; Pioneer Fund participated”