FreshCredit Inc.
FreshCredit is a financial technology company incorporated in Wyoming, United States, that offers a global credit scoring protocol built for centralized and decentralized applications. Its business model is based on SaaS and subscription services, providing products such as BlockID™ Reports, BlockScore™ Insights, and BlockIQ™ Markets. These products enable consumers to build and manage their credit securely and privately using blockchain technology, while enterprises and developers can enhance lending models and integrate credit data efficiently. The company differentiates itself with a transparent, fair, and inclusive credit scoring system powered by blockchain, aiming to transform global credit access and financial inclusion. FreshCredit has developed proprietary credit algorithms and patent-pending technology, collaborating with major credit bureaus and leveraging advanced data processing tools. The company has a multinational scale with a team of experienced developers, advisors, and consultants, and it actively engages with local, national, and international organizations to support its mission.
FreshCredit Inc.
FreshCredit is a financial technology company incorporated in Wyoming, United States, that offers a global credit scoring protocol built for centralized and decentralized applications. Its business model is based on SaaS and subscription services, providing products such as BlockID™ Reports, BlockScore™ Insights, and BlockIQ™ Markets. These products enable consumers to build and manage their credit securely and privately using blockchain technology, while enterprises and developers can enhance lending models and integrate credit data efficiently. The company differentiates itself with a transparent, fair, and inclusive credit scoring system powered by blockchain, aiming to transform global credit access and financial inclusion. FreshCredit has developed proprietary credit algorithms and patent-pending technology, collaborating with major credit bureaus and leveraging advanced data processing tools. The company has a multinational scale with a team of experienced developers, advisors, and consultants, and it actively engages with local, national, and international organizations to support its mission.
TL;DR
Founded: 2019
Headquarters: Bellevue, Washington, United States
Product focus: Blockchain- and AI-enabled global credit protocol (Fresh Protocol) with BlockID, BlockScore, BlockIQ
Employees (approx.): 11-50
Known funding: $250,000 seed (Sep 2022) and a non-equity assistance entry (Sep 12, 2023)
Company Overview
Problem Domain
Credit scoring, digital identity, lending infrastructure, financial inclusion
Founded
2019
Industry
Financial technology
Tech Stack
Funding Track Record
$250,000
Reported as a Sep 2022 seed round of $250k
Listed as non-equity assistance on Sep 12, 2023
Company blog announced a seed investment from Cesar Tinajero (January 2026)
Company materials report a seed investment from Firas Kaddah for FreshCredit Labs (February 2026)