
Finanzguru is a digital financial assistant app that allows users to manage all their accounts and contracts in one place, including checking accounts, credit cards, securities, and cryptocurrency exchanges. The app automatically categorizes expenses, detects contracts for easy management and cancellation, and provides real-time calculation of disposable income based on income and expenses. It emphasizes data security with encryption and storage in German data centers following banking industry standards. Finanzguru serves over 3 million users, offering a free app with premium options, and aims to simplify personal finance management with features like secure money transfers and fraud detection.

Finanzguru is a digital financial assistant app that allows users to manage all their accounts and contracts in one place, including checking accounts, credit cards, securities, and cryptocurrency exchanges. The app automatically categorizes expenses, detects contracts for easy management and cancellation, and provides real-time calculation of disposable income based on income and expenses. It emphasizes data security with encryption and storage in German data centers following banking industry standards. Finanzguru serves over 3 million users, offering a free app with premium options, and aims to simplify personal finance management with features like secure money transfers and fraud detection.
What they do: AI-powered personal finance assistant and multi-banking app
Headquarters / legal entity: Frankfurt am Main (dwins GmbH)
Users: Over 3 million
Recent funding: Series B announced 2023-04-04
Personal finance management, multi-banking aggregation, subscription/contract management
Fintech
“Includes strategic investors such as PayPal Ventures, SCOR Ventures, coparion and an early €1M investment from Carsten Maschmeyer”