
faire.ai is a fintech data company based in Italy that leverages open banking PSD2 transactional data and advanced AI algorithms including Machine Learning and Large Language Models to provide real-time credit scoring and financial insights for retail and business clients. Their platform generates over 100 financial indicators to assess creditworthiness, enabling banks, financial institutions, utilities, and enterprises to make safer credit decisions and improve access to credit. They offer API and web-based solutions for financial insights and embedded lending-as-a-service, covering the entire loan process digitally. Their technology supports personalized scorecards aligned with client risk policies and business goals, enhancing credit quality and customer acquisition. The company aims to democratize financial evaluation by promoting fairness, accessibility, and embedded finance integration, positioning itself as an innovative player in the credit scoring and embedded finance market.

faire.ai is a fintech data company based in Italy that leverages open banking PSD2 transactional data and advanced AI algorithms including Machine Learning and Large Language Models to provide real-time credit scoring and financial insights for retail and business clients. Their platform generates over 100 financial indicators to assess creditworthiness, enabling banks, financial institutions, utilities, and enterprises to make safer credit decisions and improve access to credit. They offer API and web-based solutions for financial insights and embedded lending-as-a-service, covering the entire loan process digitally. Their technology supports personalized scorecards aligned with client risk policies and business goals, enhancing credit quality and customer acquisition. The company aims to democratize financial evaluation by promoting fairness, accessibility, and embedded finance integration, positioning itself as an innovative player in the credit scoring and embedded finance market.
Headquarters: Milan, Italy
Founded: 2020
Product: Open Banking (PSD2) based credit scoring and financial insights (API + web platform)
Stage / Funding: Seed (~€3M)
Team size (approx.): 10 employees
Credit scoring, financial analytics, embedded finance for B2B and B2B2C customers.
2020
Fintech / Financial data & credit scoring
€3,000,000
Round included Fabrick as an industrial partner and a pool of angel/strategic investors.
“Led by Francesco Beraldi and Lorenzo Lamberti Sagliano; participation from Fabrick and angel/strategic investors”