
Dovly is an AI-powered credit engine designed to help individuals build, fix, and protect their credit scores. The platform offers a free service that analyzes credit reports, provides personalized action plans, and offers tools to improve credit. Key features include credit score and report access, credit improvement, credit building with a tradeline, and credit protection with ID theft insurance. Dovly's AI engine works to identify and dispute errors, aiming to boost credit scores by an average of 82 points for premium users and 34 points for free users. The company also offers a premium subscription for more advanced features and support, including weekly credit reports, unlimited AI disputes, and enhanced monitoring. Dovly aims to make financial success accessible by simplifying the credit improvement process.

Dovly is an AI-powered credit engine designed to help individuals build, fix, and protect their credit scores. The platform offers a free service that analyzes credit reports, provides personalized action plans, and offers tools to improve credit. Key features include credit score and report access, credit improvement, credit building with a tradeline, and credit protection with ID theft insurance. Dovly's AI engine works to identify and dispute errors, aiming to boost credit scores by an average of 82 points for premium users and 34 points for free users. The company also offers a premium subscription for more advanced features and support, including weekly credit reports, unlimited AI disputes, and enhanced monitoring. Dovly aims to make financial success accessible by simplifying the credit improvement process.
What they do: AI-powered credit platform for building, repairing, and protecting consumer credit
Business model: Free core product plus paid Premium subscription
Founders / leadership: Co-founders Nirit Rubenstein (CEO) and Tedis Baboumian (Co-Founder & Chief Credit Officer)
Employees: 21
Funding (reported): Total disclosed ≈ $5,850,000; last disclosed round Jul 18, 2021
Consumer credit improvement, credit repair, credit building, and identity/credit protection
Fintech / Consumer credit
Seed round announced Jul 18, 2021; multiple investors reported including NFX, Fawkes Ventures, Croghan Investments, and 1984 Ventures
“Investors include NFX, Fawkes Ventures, Croghan Investments, and 1984 Ventures”