Defynance
Defynance is the first to refinance existing student loans with smart income share agreements (ISAs). Our AI-driven marketplace pairs refinancing candidates with ISA investors and our proprietary ML algorithm provides individualized risk-based income share pricing for each ISA refinancing candidate. For refinancers, we also provide resources during unemployment to help them achieve economic prosperity and a cash return when the ISA ends based on their own self-equity account. For ISA funders, our ISA refinancing fund diversifies and mitigates risk, provides tax-deferred returns, and also shields them from interest rate and stock market risk.
Defynance
Defynance is the first to refinance existing student loans with smart income share agreements (ISAs). Our AI-driven marketplace pairs refinancing candidates with ISA investors and our proprietary ML algorithm provides individualized risk-based income share pricing for each ISA refinancing candidate. For refinancers, we also provide resources during unemployment to help them achieve economic prosperity and a cash return when the ISA ends based on their own self-equity account. For ISA funders, our ISA refinancing fund diversifies and mitigates risk, provides tax-deferred returns, and also shields them from interest rate and stock market risk.