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Defacto
Defacto is a fintech firm that offers credit infrastructure using an API for small and medium companies. The platform of the company solves the working capital requirement, provides loans, and lets…
Defacto
Defacto is a fintech firm that offers credit infrastructure using an API for small and medium companies. The platform of the company solves the working capital requirement, provides loans, and lets…
TL;DR
What they do: API-first embedded short-term financing and lending-as-a-service for SMEs
Headquarters: Paris, France
Founded: 2021
Employees: 70
Funding (total reported): €40M+ (company-stated); $217,730,000 reported
Company Overview
Problem Domain
SME working capital, invoice/AP-AR financing, embedded credit infrastructure
Founded
2021
Industry
Fintech
Funding Track Record
€3.0M
Reported alongside a similar-sized debt facility; early investors and business angels also participated
Investor Signal
“Backers reported to include Northzone, Citi/Citi Ventures, Global Founders Capital, Motier Ventures, Headline, and Viola”
Founders
What we do
Join the Team
Startup jobs. A lot of them.
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