
Cushion is a fintech company based in San Francisco, CA, that provides alternative data sets with explicit consumer permission to lenders, personal finance managers, fintechs, and financial institutions. Their data includes Pay-in-4 Buy Now, Pay Later (BNPL) loans and SKU-level purchase details. Cushion helps consumers manage, pay, and build credit with their bills and BNPL payments, addressing the evolving complexity of consumer finances. The company was acquired by LendingClub in April 2025 and has a team of 11-50 employees. Cushion's business model is primarily SaaS, serving financial services clients with AI-powered personal finance solutions.

Cushion is a fintech company based in San Francisco, CA, that provides alternative data sets with explicit consumer permission to lenders, personal finance managers, fintechs, and financial institutions. Their data includes Pay-in-4 Buy Now, Pay Later (BNPL) loans and SKU-level purchase details. Cushion helps consumers manage, pay, and build credit with their bills and BNPL payments, addressing the evolving complexity of consumer finances. The company was acquired by LendingClub in April 2025 and has a team of 11-50 employees. Cushion's business model is primarily SaaS, serving financial services clients with AI-powered personal finance solutions.
Headquarters: San Francisco, CA
Domain: cushion.ai
Business model: B2B SaaS serving financial services with consumer-permissioned alternative data
Total funding (reported): $21.6M (reported aggregate)
Status: Acquired by LendingClub (announced April 2025)
Consumer finance complexity—tracking, managing, and underwriting around bills and Buy Now, Pay Later transactions.
2016
Fintech
$2.8M
Seed announced April 2019
$12M
Series A closed May 2022
“Afore Capital, Flourish Ventures, Vestigo Ventures, Better Tomorrow Ventures, 500 Global, Rose Park Advisors”