
Conductiv is a fintech company specializing in vertical data and AI solutions for lending. Their platform helps lenders reduce fraud, increase efficiencies, and auto-approve more loans by digitally verifying income, employment, bank statements, and tax returns. Conductiv integrates first-party, permissioned data with traditional credit scores like FICO to provide clarity in lending decisions. Their solution supports various loan types including auto, HELOC, personal, credit cards, SMB, and commercial loans. Trusted by credit unions, CDFIs, fintech lenders, and banks, Conductiv's technology improves loan approval rates and reduces abandonment and fraud, targeting underserved and LMI populations. The company operates on a SaaS business model and has partnerships with MeridianLink and LendAPI for seamless integration.

Conductiv is a fintech company specializing in vertical data and AI solutions for lending. Their platform helps lenders reduce fraud, increase efficiencies, and auto-approve more loans by digitally verifying income, employment, bank statements, and tax returns. Conductiv integrates first-party, permissioned data with traditional credit scores like FICO to provide clarity in lending decisions. Their solution supports various loan types including auto, HELOC, personal, credit cards, SMB, and commercial loans. Trusted by credit unions, CDFIs, fintech lenders, and banks, Conductiv's technology improves loan approval rates and reduces abandonment and fraud, targeting underserved and LMI populations. The company operates on a SaaS business model and has partnerships with MeridianLink and LendAPI for seamless integration.
Founded: 2019
Headquarters: New York
Product: Permissioned alternative-data + AI platform for verifying income, employment, bank statements, tax returns
Customers: Credit unions, community banks, CDFIs, fintech lenders
Business model: SaaS
Lending risk assessment, fraud reduction, income and employment verification, underwriting automation for consumer and small business loans.
2019
Fintech
“TruStage Discovery Fund; Filene Growth Incubator; H/L Ventures (Hatzimemos / Libby); Hustle Fund; Symphonic Capital”