
Colendi is a fintech company providing embedded banking and financial services to consumers, merchants, and institutions. It offers a modern credit system using 3,500 data points and machine learning for instant micro-credit, alternative scoring protocols, Buy Now Pay Later options, and investment services including foreign exchange, precious metals, crypto, and fractional stocks. The company enables third parties to offer branded financial services via APIs and a marketplace with over 1,000 merchants. Colendi's decentralized scoring protocol uses blockchain and machine learning for unbiased, global credit scoring and fraud detection. It has over 7 million users and has processed more than 5 million credit transactions, positioning itself as a leader in democratizing financial inclusion and embedded fintech solutions.

Colendi is a fintech company providing embedded banking and financial services to consumers, merchants, and institutions. It offers a modern credit system using 3,500 data points and machine learning for instant micro-credit, alternative scoring protocols, Buy Now Pay Later options, and investment services including foreign exchange, precious metals, crypto, and fractional stocks. The company enables third parties to offer branded financial services via APIs and a marketplace with over 1,000 merchants. Colendi's decentralized scoring protocol uses blockchain and machine learning for unbiased, global credit scoring and fraud detection. It has over 7 million users and has processed more than 5 million credit transactions, positioning itself as a leader in democratizing financial inclusion and embedded fintech solutions.
Sector: Fintech — embedded banking, microcredit, BNPL, investment services
Core tech: Machine learning-based decentralized credit scoring (blockchain-enabled)
Scale: 7,000,000+ users; 5,000,000+ credit transactions
Recent funding: Series B $65,000,000 (May 22, 2024)
Access to credit and embedded financial services for underserved consumers and merchant partners through alternative, decentralized scoring and API-driven banking services.
Financial Services
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