
Coinscrap Finance, founded in 2016, is a Financial Health AI Platform that leverages transactional data and behavioral economics to help banks and insurers understand their clients' financial situations. Their AI-powered categorization engine transforms raw data into financial insights, enabling hyper-personalized digital experiences. The company offers a suite of products including COCO {Categorization}, COCO {Enrichment}, COCO {Insights}, COCO {Auto-savings}, and COCO {Loyalty}. They have a stated mission to help over 2 million families in the next two years and are trusted by major financial institutions. Their solutions are built on principles of behavioral finance, aiming to guide users towards better financial decisions.

Coinscrap Finance, founded in 2016, is a Financial Health AI Platform that leverages transactional data and behavioral economics to help banks and insurers understand their clients' financial situations. Their AI-powered categorization engine transforms raw data into financial insights, enabling hyper-personalized digital experiences. The company offers a suite of products including COCO {Categorization}, COCO {Enrichment}, COCO {Insights}, COCO {Auto-savings}, and COCO {Loyalty}. They have a stated mission to help over 2 million families in the next two years and are trusted by major financial institutions. Their solutions are built on principles of behavioral finance, aiming to guide users towards better financial decisions.
Founded: 2016 (Pontevedra, Galicia, Spain)
Product: White-label SaaS/APIs (transactional data enrichment, PFM, auto-savings, loyalty)
Core tech: COCO transactional data AI/categorization engine
Funding (notable round): €2.2M venture round closed Aug 2021
Headcount (approx.): 31 employees
Personal financial management, transactional data enrichment, micro-savings and customer personalization for financial institutions.
2016
Fintech / Financial Health
€2.2M
Aug 2021 round included participation from Kalonia Venture Partners, Draper B1, LATINIA, Xesgalicia, Fundacion Bankinter / Bankinter, Alanzady España
Latest reported funding event listed as Non-equity Assistance on Jul 7, 2022