
Catena Labs is building the first AI-native financial institution, a regulated entity designed from the ground up for AI agents and their human collaborators. They enable AI to securely identify itself and transact safely, providing businesses and consumers with a trusted partner for the new economic era. This is underpinned by a commitment to pioneering AI-specific risk management and compliance. To achieve this, they are engineering a new generation of financial services for the agent economy, including leveraging AI-native money (regulated stablecoins) and creating essential bridges to traditional banking rails and payment systems. Their Agent Commerce Kit (ACK) is a free, open-source collection of patterns and components addressing AI agent identity and payments.

Catena Labs is building the first AI-native financial institution, a regulated entity designed from the ground up for AI agents and their human collaborators. They enable AI to securely identify itself and transact safely, providing businesses and consumers with a trusted partner for the new economic era. This is underpinned by a commitment to pioneering AI-specific risk management and compliance. To achieve this, they are engineering a new generation of financial services for the agent economy, including leveraging AI-native money (regulated stablecoins) and creating essential bridges to traditional banking rails and payment systems. Their Agent Commerce Kit (ACK) is a free, open-source collection of patterns and components addressing AI agent identity and payments.
What they do: Building an AI-native financial institution focused on agent identity, payments, and regulated stablecoins
Founded: 2022
HQ: Boston, Massachusetts, United States
Stage / funding: Seed (announced May 20, 2025); $18M reported
Founders / leadership: Sean Neville (Co-founder & CEO), Matt Venables (Co-founder)
Agent identity, payments, and financial infrastructure for AI agents
2022
Data and Analytics
18000000
Round reported to include institutional and angel participation; public profiles list multiple investors
“Seed led by a16z crypto with participation from institutional backers (e.g., Breyer Capital, Circle Ventures, Coinbase Ventures) and angel/institutional investors listed on public profiles”