
Catena Labs is building the first AI-native financial institution, a regulated entity designed for AI agents and their human collaborators in the emerging agent economy. They are creating a new generation of financial services, including leveraging AI-native money like regulated stablecoins, while also building bridges to traditional banking and payment systems. Their Agent Commerce Kit (ACK) is an open-source collection of patterns and components for AI agent identity and payments. The company aims to enable AI to securely identify itself and transact safely, providing businesses and consumers with a trusted partner for this new economic era, underpinned by AI-specific risk management and compliance.

Catena Labs is building the first AI-native financial institution, a regulated entity designed for AI agents and their human collaborators in the emerging agent economy. They are creating a new generation of financial services, including leveraging AI-native money like regulated stablecoins, while also building bridges to traditional banking and payment systems. Their Agent Commerce Kit (ACK) is an open-source collection of patterns and components for AI agent identity and payments. The company aims to enable AI to securely identify itself and transact safely, providing businesses and consumers with a trusted partner for this new economic era, underpinned by AI-specific risk management and compliance.
What they do: Building an AI-native regulated financial institution and Agent Commerce Kit for AI agent identity and payments
Headquarters: Boston, Massachusetts
Founded: 2022
Stage / funding: Seed; reported total funding $18,000,000 (USD)
Team size (reported): Approximately 11 employees
AI-native finance, agent identity, payments, compliance
2022
Fintech / AI
Reported seed round with a syndicate of investors including high-profile angels and VCs
“Syndicate includes prominent angels and venture firms such as Tom Brady, Balaji Srinivasan, Circle Ventures, CoinFund, Coinbase Ventures, Pillar VC, and Breyer Capital”