
Calculum develops a data analytics platform intended to reinvent the way companies analyze, manage, and negotiate payment terms. It utilizes smart analytics to identify opportunities that will strengthen trading partners by mapping the entire supply chain including environmental, social, and corporate governance factors. It identifies on average over 20% in working capital benefits and initiatives, positively impacting free cash flow, which in turn can be invested directly in their growth, development, and sustainability programs.

Calculum develops a data analytics platform intended to reinvent the way companies analyze, manage, and negotiate payment terms. It utilizes smart analytics to identify opportunities that will strengthen trading partners by mapping the entire supply chain including environmental, social, and corporate governance factors. It identifies on average over 20% in working capital benefits and initiatives, positively impacting free cash flow, which in turn can be invested directly in their growth, development, and sustainability programs.
What they do: AI-powered financial supply-chain analytics to optimize payment terms and unlock working capital
Headquarters: Miami, Florida
Founding origin: Spin-off from the University of St. Gallen (HSG)
Funding: Seed round led by Vestigo Ventures (Jan–Mar 2023)
Team size: Approximately 20 employees
Financial supply-chain analytics / payment-terms optimization
2020
Fintech / Data-as-a-Service
Seed round announced in early 2023; company materials list Vestigo Ventures as lead with participation from multiple investors.
“Seed round led by Vestigo Ventures with participation from Nevcaut Ventures, Revolution’s Rise of the Rest Seed Fund, XBTO Humla Ventures, and KD Venture Partners”