
Bankify is a Finnish technology company specializing in sustainable finance solutions for financial institutions such as marketplaces, fintechs, and retail banks. Their SaaS platform offers API-based services and use cases that integrate seamlessly with existing financial applications or serve as building blocks for new ones. Key products include Smart Savings, Green Engine, Social Finance, Expense Management, and SME e-banking, all designed to promote financial health and sustainability through personalization, automation, and gamification. Bankify leverages open banking and AI to provide actionable insights and personalized recommendations, helping customers increase user engagement and revenues while supporting sustainable financial choices. The company emphasizes a user-centric approach, developer-friendly integration, and a focus on sustainability aligned with global carbon reduction goals. Their business model is subscription-based with tiered pricing for API services.

Bankify is a Finnish technology company specializing in sustainable finance solutions for financial institutions such as marketplaces, fintechs, and retail banks. Their SaaS platform offers API-based services and use cases that integrate seamlessly with existing financial applications or serve as building blocks for new ones. Key products include Smart Savings, Green Engine, Social Finance, Expense Management, and SME e-banking, all designed to promote financial health and sustainability through personalization, automation, and gamification. Bankify leverages open banking and AI to provide actionable insights and personalized recommendations, helping customers increase user engagement and revenues while supporting sustainable financial choices. The company emphasizes a user-centric approach, developer-friendly integration, and a focus on sustainability aligned with global carbon reduction goals. Their business model is subscription-based with tiered pricing for API services.
Headquarters: Helsinki, Finland
Product: SaaS platform of API-based microservices for sustainable finance
Founders: Antti Tarakkamäki and Tero Lappalainen
Business model: Subscription-based tiered pricing for API services
Notable funding info: Total funding reported $470,000 (most recent round date: 2018-06-01)
Sustainable personal and B2B financial services, financial health, and digital banking feature enablement for institutions.
2016
Fintech
$470,000
Most recent announced funding date recorded as June 1, 2018; total funding reported as $470,000.
“VenturesOne announced a €250k investment commitment on stage at a 2019 Get in the Ring event”