
AGAM is an AI-driven digital SaaS platform that connects individuals and businesses to banks, NBFIs, and MFIs, enabling instant access to finance. The platform offers API, APK, and SDK solutions for banks and digital financial platforms, facilitating end-to-end digital lending with advanced credit scoring and borrowing mechanisms. AGAM's technology allows banks to provide hyper-personalized lending tailored to customer needs, significantly improving the speed and accuracy of lending decisions. With a focus on financial inclusion, AGAM aims to revolutionize traditional lending systems in emerging markets by shifting the narrative from collateral-based to character-based banking, ultimately helping customers become creditworthy.

AGAM is an AI-driven digital SaaS platform that connects individuals and businesses to banks, NBFIs, and MFIs, enabling instant access to finance. The platform offers API, APK, and SDK solutions for banks and digital financial platforms, facilitating end-to-end digital lending with advanced credit scoring and borrowing mechanisms. AGAM's technology allows banks to provide hyper-personalized lending tailored to customer needs, significantly improving the speed and accuracy of lending decisions. With a focus on financial inclusion, AGAM aims to revolutionize traditional lending systems in emerging markets by shifting the narrative from collateral-based to character-based banking, ultimately helping customers become creditworthy.
Headquarters: Cardiff, United Kingdom
Founded: 2019
Sector: FinTech / SaaS (digital lending, credit-building, AI)
Founder & CEO: Shabnam Wazed
Employees (approx.): 15
Latest disclosed funding: Seed (Nov 14, 2022)
Access to finance and credit-history creation for underserved customers in emerging markets.
2019
FinTech / SaaS
“Development Bank of Wales; Fintech Wales Foundry”