What You’ll Do

• Own and execute Mogo’s enterprise fraud strategy across multiple product verticals (lending, wealth).
• Design and implement fraud detection and prevention systems using a combination of rule-based logic, analytics, and AI/ML-based models.
• Evaluate, deploy, and manage fraud tools and technologies, including those that leverage artificial intelligence and behavioral analytics.
• Monitor fraud KPIs and loss trends, conduct root cause analysis, and drive data-informed policy changes and model calibrations.
• Partner with Product, Engineering, Legal, Compliance, and Operations to implement scalable, compliant, and customer-centric risk solutions.
• Engage with external vendors, fraud platforms, and industry forums to ensure Mogo remains ahead of emerging fraud vectors - including ATO, synthetic identity, and deepfake-driven schemes.
• Contribute to incident response and case investigations in partnership with fraud ops or compliance teams when escalations arise.

What You’ll Bring

• 5–7+ years of experience in fraud risk strategy, fraud analytics, or fraud operations.
• Strong grasp of fraud typologies and trends, including synthetic ID, ATO, deepfakes, and digital onboarding fraud.
• Proven experience with fraud tools, platforms, and technologies - especially those involving AI/ML, device intelligence, and behavioral biometrics.
• Proficient in SQL and Python (or similar tools) to conduct exploratory data analysis, build dashboards, and support model logic.
• Background in fintech, digital banking, or financial services preferred.
• Critical thinker with a strong bias for action, capable of operating in fast-paced and ambiguous environments.
• Excellent communicator with the ability to influence across technical and non-technical teams.

Benefits Of Working With Us

• ALWAYS FULLY REMOTE WORK - Enjoy the flexibility of remote work, supported by necessary resources
• Comprehensive Health and Wellness - Access medical, dental, and vision coverage plus a Health Spending Account
• Stock Options - Have a stake in the company's success through stock options
• Flex Vacation - Benefit from paid time off, including vacation days, holidays, and personal days
• Wellbeing Programs - Access counselling services, mental health support, and additional wellness resources

About Us We help make it easy for Canadians to achieve financial freedom while making a positive impact.

We live in the most innovative and technologically advanced era, yet so much struggle exists. Most of us are far from where we want to be financially.

We all want a better future. A better world where reaching financial freedom is a question of when, not if. One that's equitable so that all can prosper. One that's safe from the impact of climate change.

Our money has the power to change the world. It’s up to us to do things differently.

Apply today! Do you know anyone who would be a great fit for this role or other roles on our career page? Please share this job posting with them! Mogo is an inclusive place to spend your work life. We hire team members for their talent and diverse backgrounds. Bring your unique perspective to Mogo and help our customers achieve their best financial lives.