
Onlayer provides a business risk and performance management platform designed to streamline onboarding, compliance, monitoring, and insights for banks and Payment Service Providers (PSPs). Their AI- and Machine Learning-powered suite helps mitigate online risks, prevent financial and reputational losses, and secure growth. The platform offers solutions for automated onboarding, real-time monitoring, simplified compliance (including PCI-DSS), and actionable insights through advanced analytics and custom dashboards. They aim to help their clients onboard merchants faster, manage portfolios efficiently, reduce operational costs, and identify revenue opportunities.

Onlayer provides a business risk and performance management platform designed to streamline onboarding, compliance, monitoring, and insights for banks and Payment Service Providers (PSPs). Their AI- and Machine Learning-powered suite helps mitigate online risks, prevent financial and reputational losses, and secure growth. The platform offers solutions for automated onboarding, real-time monitoring, simplified compliance (including PCI-DSS), and actionable insights through advanced analytics and custom dashboards. They aim to help their clients onboard merchants faster, manage portfolios efficiently, reduce operational costs, and identify revenue opportunities.
What they do: AI/ML-powered merchant onboarding, compliance (including PCI‑DSS), monitoring and analytics for banks, PSPs and acquirers
Operating name / brand: PCI Checklist (operating as Onlayer)
Founding / leadership: Co‑founder & CEO: Kıvanç (Kivanc) Harputlu
Employees: 27
Latest funding: Seed round on 2025-02-04
Merchant risk, compliance and PCI‑DSS compliance management for payments industry participants
Fintech / SaaS (merchant risk & compliance)
Crunchbase records a Seed round on this date; specific amount not provided in evidence.