
Payment Components is a global fintech company that provides a suite of software solutions for the financial industry, focusing on Open Banking, API management, and payment processing. Their offerings include an Open Banking API Management tool (aplonAPI), a Multibanking API Connector (UNUapi), a Payments Hub (aplonHUB), and Financial Messaging Tools (FINaplo Libraries), enhanced with Generative AI for transaction analysis (FINaplo.AI). The company empowers over 65 financial institutions across 25 countries to modernize their payment systems, achieve ISO20022 migration, and leverage Open Banking opportunities. Their business model revolves around providing these specialized software components and solutions to banks, financial institutions, and fintechs, enabling them to become digital champions and offer richer payment services.

Payment Components is a global fintech company that provides a suite of software solutions for the financial industry, focusing on Open Banking, API management, and payment processing. Their offerings include an Open Banking API Management tool (aplonAPI), a Multibanking API Connector (UNUapi), a Payments Hub (aplonHUB), and Financial Messaging Tools (FINaplo Libraries), enhanced with Generative AI for transaction analysis (FINaplo.AI). The company empowers over 65 financial institutions across 25 countries to modernize their payment systems, achieve ISO20022 migration, and leverage Open Banking opportunities. Their business model revolves around providing these specialized software components and solutions to banks, financial institutions, and fintechs, enabling them to become digital champions and offer richer payment services.
Founded: 2014
Headquarters: Athens, Greece (Marousi)
Product focus: Payments hub, Open Banking/API management, financial messaging
Customers: 65+ banks and financial institutions across 25+ countries
Acquisition: Acquired by ACI Worldwide
Payments infrastructure, Open Banking integration, financial messaging, ISO20022 migration
2014
Fintech / Financial Software
Total Funding: 0.00 USD